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Post by frankiegth on Sept 28, 2006 14:57:45 GMT
The thing that put me off going to uni was the fact I'm as thick as puddin'. ;D ;D
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Post by ambersalamander on Sept 28, 2006 18:10:34 GMT
Maybe that's your answer, ms iguana! Run off to Sweden!* *First ensuring medibot films all Sutton games for you films! Noooo!!! My team!!! I'm far more likely to run off to Eastbourne
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Post by Col ISIHAC. on Sept 28, 2006 18:11:09 GMT
The thing that put me off going to uni was the fact I'm as thick as puddin'. ;D ;D You said that counted as being smart in Hucknall!
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Post by frankiegth on Sept 28, 2006 18:21:34 GMT
Alas it does. ;D Honestly. You know ISIHAC tis true.
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martello
Steaming Bovril
I used to be indecisive...now I'm not so sure...
Posts: 371
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Post by martello on Sept 29, 2006 14:03:07 GMT
I wouldn't mind borrowing one if it did all my housework and everything I told it to do. Hmmm.... come here a minute would you Martello? Pah you wish! ;D
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Post by medibot on Sept 30, 2006 0:12:55 GMT
Ha! Just you wait martello, there's a house husband in you yet mwahahahaha!
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pies
Stale bacon bap
Super Sexy Sutton
Posts: 230
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Post by pies on Sept 30, 2006 9:20:49 GMT
Words can not express how much contempt i feel for the Student Loan company. During my time at University they messed me about so much, for instance not paying the 1st installment of my loan in the 2nd year untill the November over a month and half after i started, which meant i missed out on buying the books i needed to buy and other important things.
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Post by DJhinckley on Sept 30, 2006 9:46:55 GMT
What was the first step your wife took towards challenging the SLC? first she stopped the Loan company taking the money by cancelling the debit permission. Then she rang them and asked what the f*ck they were doing and why. Despite Ruth having sent the annual deferment documents as recorded delivery they claimed to have not received them and therfore under the small print she had failed to provide notice of deferment. Anyway she asked for another deferment form to be sent and once that was posted back to the Loan Company agreed to defer the payments. She didn't get back the amount they had taken because they claim it was her responsibility, but they didn't get their greedy mits on anything else. The loan repayments should start until you earn approx £1500 a month so you should be under the limit. I'm presuming you've done your deferment documents, so stop the debit and prevent them from taking anymore then ring them up and ask what's going on. No need to be angry or abusive, just simply get the reason why and if you disagree with the reason then ask how you contest it.
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Post by amberaleman on Sept 30, 2006 12:35:41 GMT
Student loans are repayable once your gross income exceeds £15,000 per annum. Repayments are calculated at 9% of the excess over the £15k. If you're an employee, your employer should make deductions (alongside income tax and national insurance contributions) under the PAYE system and pay them over to HM Revenue & Customs who will then pass them on to the Student Loan Co. If you're not on PAYE, repayment becomes rather more complicated! Sorry to be boring.
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Post by DJhinckley on Oct 1, 2006 11:54:13 GMT
I will add that when Ruth took out her loans it was 'eons' ago and the repayments were based on her being self employed. Rules have probably changed over the last 10 years, and I've not bothered keeping up to date, so always best to check at the source: www.slc.co.uk/
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Post by frankiegth on Oct 1, 2006 14:00:56 GMT
I feel a lot of people go to Uni as an "easy option" and don't stick at it.
I believe uni costs should be shouldered by the individual. BUT it should be dependent upon the results they achieve. If you pass at the highest level your debt should be written off all together. If you fail or drop out you pay the uni costs regardless of your income.
If this was the case uni's would only be frequented by the well off and the determined.
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Post by ojiveojive on Oct 1, 2006 20:48:16 GMT
I feel a lot of people go to Uni as an "easy option" and don't stick at it. I believe uni costs should be shouldered by the individual. BUT it should be dependent upon the results they achieve. If you pass at the highest level your debt should be written off all together. If you fail or drop out you pay the uni costs regardless of your income. If this was the case uni's would only be frequented by the well off and the determined. That's very harsh, Frankie, it means that the cleverest, who will probably go on to earn more than anyone else, pay nothing whilst the poor buggers that work their arses off to scrape through pay the most. Not exactly egalitarian, eh? Education and healthcare should be free, otherwise we condemn those who may have been the victims of a poor education or who have a learning disability, along with the infirm, to a life of drudgery merely because they were in the wrong place at the wrong time, being taught by the wrong people or because they were too ill or impaired to take advantage of what was on offer. The word education comes from the Greek word educos which means 'to bring out of' something which educationalists would do well to remember. Education is not meant to fill people with crap to regurgitate but to open their minds to the world around them, to help them to understand it by questioning it and to express their thoughts on it.
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Post by coops on Oct 2, 2006 14:55:58 GMT
A fine and worthy little rant Ojive, bravo sir!
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Post by ambersalamander on Oct 2, 2006 19:42:41 GMT
Thanks for the advice, you guys! Apart from martello, that is. No I do not expect you to do any housework in your life, slob!
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Post by DJhinckley on Oct 4, 2006 18:35:47 GMT
Education and healthcare should be free... Education is not meant to fill people with crap to regurgitate but to open their minds to the world around them... yes noble sentiments in a perfect world, but it isn't a perfect world is it? in truth Frankie is right many people do go to university merely for the experience and not for the qualifications. Teachers have to be paid, buildings have to be heated, paper has to be bought etc So that money has to come from somewhere. Education is funded by the state up to the age of 16 where the individual then has the choice to continue in education or stop and try to live in the big bad world. I don't see why as a tax payer I should fund something that doesn't benefit me, especially as I will not receive anything back for being able to provide someone else with a better job and wage than I get myself. I don't really care about moral values or those of unfortunate circumstances, if I am effectively paying for someone else to eventually earn more money than I do per year, I want to know why they aren't paying for that themselves. Maybe I should wait until university graduates get jobs and start paying tax, then become unemployed just to get back in benefits what I paid for their education... I think the loan system works well as it is, if a little flawed. You take out a loan while at college/university if you do well acheive your grades and get a job with a certain level of income, you pay back what you borrowed. if you finsih the course put in the hard work, but then don't get the job you wanted with the level of income over the deferment level, then you don't pay back the loan. the flaw is if you drop out and don't finish the course, or waste your time fail the grade and drift from low paid job to low paid job. there is no penalty clause for wasting the money and so no consequence for doing so. if you're never going to get a b*ll*cking then you're always going get people that will abuse the system. Unfortunately for some people further education does mean filling yourself with crap at someone else's expense, that crap mainly being macdonalds and half pints of snakebite. Do you think I should ask my mortgage provider for a gap year so I could use the annual payment to go on a safari or something...
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